Here's a question, perhaps a difficult one:
When we bought our house some 6 years ago there were a couple of cracks due to movement - nothing major, really just hairline through bricks and mortar up to 1st floor level. Our survey and further expert investigation concluded that the movement was due to a blocked drain, which being on sandy soil caused some sands to be washed out from under the foundations (a bit like standing on a wet beach). We had the drains fixed by a reputable drain company.
My problem is that in any insurance application I feel duty bound to say 'yes' to the subsidence question, even though a sandy soil is the best you can get, and the area generally is not prone to subsidence. In order to get cover we have had to stay with the previous owner's insurer.
6 years on I would dearly love to move our insurance so as to get a better rate elsewhere - I feel our existing insurers have us over a barrel. Is there any way I can get the house surveyed and signed off so that I can answer 'no' to that subsidence question?